Acceptance of the Terms of Use
1. Introduction
1.1 The website of marnic-group.pro is owned by MARNIC FINANCIAL CONSULTANTS LTD, an authorized financial services provider, License No 46886, Registration Number:2015 / 331240 / 07.
2. Acknowledgment
2.1 The following terms and conditions, together with any documents they expressly incorporate by reference (collectively, these “Terms of Use”), govern your access to and use of www.marnic-group.pro (the “Website”)
2.2 All use of Marnic Group web pages located within www.marnic-group.pro is subject to the terms and conditions set forth below (“Terms”), provided however that other terms of use shall apply with respect to Marnic Group affiliates’ websites, as specified on each such website.
Any use of such web pages constitutes the user’s agreement to abide by the Terms. We may amend the Terms at any time by posting the amended terms on this site.
2.3 You must be 18 years of age to become a member of the Marnic Group service. The member who created the Marnic Group account and whose Payment Method is charged is referred to here as the «Account Owner» or a «Member» having a «Membership».
2. Marnic Group reserves the right, in our sole discretion, to change, modify, add or remove portions of these Terms and Conditions at any time by posting the revisions on the site. You should check these Terms periodically for changes as by using the site after we post any changes to these Terms, you are agreeing to accept those changes, whether or not you have reviewed them, and you waive any right you may have to receive individualised notice of such changes.
2.5 By using the site, whether as a guest or a registered user, you agree to be legally bound by these Terms just as if you had signed this agreement. These Terms may be supplemented by additional terms and conditions pertaining to specific content and activities. You agree and understand that such additional terms and conditions are hereby incorporated by reference to these Terms. You are responsible for making all arrangements necessary for you to have access to the site. You are also responsible for ensuring that all persons who access the site through your Internet connection are aware of these Terms, and that they comply with them. From time to time, access to some parts of the site, or the entire site, may be restricted to registered users and further terms and conditions shall apply to such registered users, which the user will be asked to accept within the relevant pages.
3. Electronic Communications
3.1 When you visit www.marnic-group.pro or send e-mails to us, you are communicating with us electronically.
3.2 The main ways of communication with the Clients are through the Marnic Group website, communication in the support group and by telephone.
3.3 You consent to receive communications from us electronically. We will communicate with you by e-mail or by posting notices on this site. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing and by telephone.
4. Acceptable use of the site
4.1 It is impossible to provide an exhaustive list of exactly what constitutes acceptable and unacceptable use of this site. In general, Marnic Group will not tolerate, and you agree not to engage in, any use of the site which damages or is likely to damage our reputation or the availability or integrity of the site, which causes harm of any kind to Marnic Group or its users or which causes us or threatens to cause us to incur any legal, tax, financial, regulatory or other liability («Misuse»). We therefore request you to treat our site with respect, and you agree not to use the site for any illegal or improper purpose, or in such a way as to infringe or breach other’s rights or to cause or threaten to cause damage or harm to Marnic Group or its users (which shall also constitute Misuse).
4.2 You must not:
i) Modify copies of any materials from this site.
ii) Use any illustrations, photographs, video or audio sequences, or any graphics separately from the Website page on which it was originally found.
iii) Delete or alter any copyright, trademark, or other proprietary rights notices from copies of materials from this site.
iv) Use, distribute, or republish market data published on our Website, which is displayed on the Website for informational purposes only.
v) Any use of the site in a manner prohibited in these Terms will constitute Misuse. We also ask you to comply with any relevant notices, policies and terms imposed by third parties whose website, products or services you access through the site.
4.3 We reserve the right to suspend the use of the site generally or block your access to all or any part of the site and/or to suspend or terminate your rights to use the site or any part of it at any time and for any reason (or for no reason) including if we suspect Misuse. We reserve the right to report any Misuse of the site to the relevant enforcement or other authorities and to our legal advisers. We further reserve the right to disclose any evidence we have which relates directly or indirectly to Misuse of this site.
4.4 If any material on this site, or your use of this site, is contrary to the laws of the jurisdiction in which you are located then this site is not intended for your use and we ask that you do not use this site. You are responsible for compliance with the laws of the jurisdiction in which you are located.
5. Intellectual Property
5.1 All materials incorporated in or accessible through the site, including, without limitation, text, photographs, images, graphics, illustrations, logos, button icons, audio clips, video clips, software, tools, data, information, and all other content, and the compilation, collection, arrangement, and assembly thereof (including the look and feel of the site) (the «site Materials»), are protected by international copyright laws, and are owned, controlled or licensed by Marnic Group, or by the original creators of such materials or their permitted licensors. All such rights are reserved.
5.2 Such site Materials may be used only for viewing the site in the ordinary course or as a resource for availing of the services offered through the site. Any other use of the site or the site Materials, including any copying, reproduction, modification, sale, distribution, extraction, scraping, data mining, re-utilisation, transmission, re-publication, downloading, display, posting, performance, or other exploitation thereof by any means or medium without the prior written permission of the copyright owner is strictly prohibited.
5.3 Marnic Group, the Marnic Group logo and any other company, product or service name, logo or slogan contained in the site (the «Marks») are trademarks of Marnic Group or its suppliers, publishers or licensors, and may not be copied, imitated or used, in whole or in part, without the prior written permission of Marnic Group or the applicable trademark holder. You may not use any metatags or any other «hidden text» utilising such marks without prior written permission. In addition, the look and feel of the site, including all page headers, custom graphics, button icons and scripts, are the service mark, trademark and/or trade dress of Marnic Group and may not be copied, imitated or used, in whole or in part, without our prior written permission.
6. Third Party Materials
6.1 Marnic Group may provide access or links to third party information, content, products, services, or other materials on or through the site (collectively the «Third Party Materials») as a service to those interested in such Third Party Materials. Marnic Group does not screen, approve, monitor or have any control over any Third Party Materials and is not responsible or liable for such Third Party Materials in any manner or for any harm caused thereby. You will be solely responsible for any harm, including any damage to your computer system or loss of data that results from the use or download of any Third Party Materials. All third party materials are provided on an «as-is» basis with all faults.
6.2 Marnic Group does not endorse or adopt any Third Party Materials and can make no guarantee as to the quality, accuracy, completeness, reliability, safety, timeliness or appropriateness of such Third Party Materials. Marnic Group does not make any representations or warranties of any kind regarding the Third Party Materials and undertakes no responsibility to update or review any Third Party Materials. Users use such Third Party Materials at their own risk.
7. Account Registration
7.1 Certain features of the site may require that you register before accessing such features. If you register, you agree to:
a) provide accurate, current and complete information about you as may be prompted by any registration forms on the site («Registration Data»);
b) maintain the security of your password and identification;
c) maintain and promptly update the Registration Data, and any other information you provide to Marnic Group, to keep it accurate, current and complete;
d) accept all risks of unauthorised access to the Registration Data and any other information you provide to Marnic Group.
8. Acknowledgements of Risks
8.1 Trading carries a substantial risk to the Client’s investment and may not be suited for all investors.
8.2 The Company does not and cannot guarantee the initial capital of the Clients’ portfolio or its value at any time or any money invested in any financial instrument. The Client should unreservedly acknowledge and assume that, yet of any information which may be suggested by the Company, the value of any investment in Financial Instruments may fluctuate downwards or upwards and it is even probable that the investment may become of no value.
8.3 The Client should unreservedly acknowledge and admit that he/she runs a great risk of incurring losses and damages as a result of the purchase and/or sale of any Financial Instrument and the Client hereby accepts and declares that he/she is willing to undertake this risk.
8.4 The Client should not engage in any investment directly or indirectly in Financial Instruments unless he/she knows and understands the feature risks involved for each one of the Financial Instruments.
8.5 The Company will take all actions possible to ensure that the information contained within the Company’s Website is as accurate as possible, however, the Company does not guarantee that the information contained on the Company’s Website is free of errors and as such all material contained on the Company’s Website is provided for informational purposes only and not as an investment objective/ advice. The Company advises that the Client shall seek independent advice, before acting on any of the information contained on the Company’s Website.
8.6 The Company is obliged to reveal and explain risks involved in trading complex financial instruments, such as CFDs and provide the Client with a Risk Disclosure Notice.
8.7 The Risk Disclosure Notice forms part of the Company’s Terms and Conditions of Use and is incorporated herein by reference. Accordingly, by agreeing to the Company’s Terms and Conditions of Use, which are a contractually binding agreement between the Client and the Company, the Client is also agreeing to the terms of the Risk Disclosure Notice.
9. Taxation
9.1 The Client understands and accepts that the tax treatment and/or any disclosures and/or any withholdings may differ depending on the Client’s jurisdiction.
9.2 The Client should take the risk that his trades in Financial Instruments may be or become subject to tax and/or any other duty for example because of changes in legislation or his personal circumstances. The Company does not warrant that no tax and/or any other stamp duty will be payable. The Client should be responsible for any Taxes and/or any other duty which may occur in respect of his trades.
9.3 In the event that taxation occurs as a result of any regulatory or legal obligation which may oblige the Company to make any payments and/or withhold any amounts for taxation purposes, then the Company reserves the right to deduct such amounts of any such payment(s) from any of the account(s) belonging to the Client or request that you reimburse the Company accordingly.
10. Force Majeure
10.1 The Client acknowledges and agrees that the Company may, in its reasonable opinion, determine that a Force Majeure Event exists or is about to occur; as the case may be, we will inform you as reasonably practicable if it so determines.
10.2 The Company shall not be in violation of this Agreement and shall not be accountable or have the responsibility of any kind for any loss or damage incurred by the Client as a result of any total or partial loss, interruption or delay in the performance of this Agreement occasioned by any act of fire, war, civil, commotion, labour dispute, the act of government, state, governmental or supranational body or authority, or any investment exchange and/or clearing house, inability to communicate with market makers for whatever reason, failure of any computer dealing system, any other breakdown or failure of transmission in communication facilities of whatever nature, between the Firm and the Client or any third party whatsoever, or any other reason (whether or not similar in kind to any of the above) beyond our reasonable control (a “Force Majeure Event”).
10.3 If the Company decides that a Force Majeure Event exists or is about to occur then it may (without prejudice to any other rights under this Agreement and at its sole discretion) take such action as it considers necessary or appropriate in the circumstances and neither the Company nor any of its directors, officers, employees, agents or advisers will be liable for any failure, hindrance or delay in performing its obligations under this Agreement or for taking or omitting to take any action pursuant to this subparagraph.
11.Privacy
11.1 We are committed to protecting your privacy. All personal data that we collect from you will be processed in accordance with our Privacy Policy. You should review our Privacy Policy and confirm that when using this Website, you consent to your personal data being used and processed in accordance with our Privacy Policy.
11.2 In accessing this site the user accepts that electronic mail passing over the Internet may not be free from interference by third parties. In consequence, Marnic Group cannot guarantee the privacy or confidentiality of any information relating to the user passing over the Internet. The user shall be responsible for your communications to this site, including its lawfulness, truthfulness and accuracy.
12. Other Terms and Conditions
12.1 Additional terms and conditions may also apply to specific portions, services, or features of the Website. All such additional terms and conditions are hereby incorporated by this reference into these Terms of Use.
13. Refunds and withdrawal policy
13.1 We, at Marnic Group, are fully aware that our client’s ultimate goal is to realize their profits. Therefore, Marnic Group has designated a special unit within our financial department to expedite all withdrawal requests.
13.2 In Marnic Group the min amount for wire refunds is 100 EUR. In case the requested amount will be 30 EUR (Thirty) or less the withdrawal request will be rejected.
13.3 A withdrawal request may take Marnic Group up to 7 business days to process. Once a client has submitted a withdrawal request, the company representative will contact the client by phone and or by mail in order to validate the withdrawal request which the client must approve explicitly. Once the request has been approved please allow an additional 5-7 business days for the funds to show in your account.
13.4 In order not to delay the withdrawal process, we extremely recommend our clients verify their accounts at the earliest convenience in accordance with our guidelines. These guidelines are based on the AML K.Y.C demands and are meant to prevent identity theft, financial fraud, money laundering and terrorist financing.
13.5 The withdrawal process is laboriously protected by the most developed encryption protocols to safeguard clients’ funds and to make sure they reach their designated place.
13.6 As in the case of depositing, clients enjoy a variety of withdrawal methods to fit their special needs. The money in your Marnic Group account can be transferred via one of the following:
Credit Card
The maximum withdrawal amount to a credit card cannot exceed the amount invested. Funds returning back to credit cards can only be sent to the same card that was used to deposit. Any additional funds will be sent via wire transfer.
Wire Transfer
Wire transfer withdrawals can be used for sending profits to clients who used the wire transfer method to deposit money.
If the initial deposit has been created from a bank account which has been since closed by the Client, the Company will request the Client to provide a record issued by the bank confirming that this bank account has been closed and a new bank statement or new bank account ownership confirmation, showing details of a bank account that shall be used for the requested refund or withdrawal of funds.